top of page

Randall Scott Houghton
Wealth Manager
Senior Financial Advisor

43537 Ridge Park Drive
Temecula, CA 92590

Phone:


951-676-4020
866-551-3979

Fax:

631-380-5683

E-mail:

Calculators

You can review interesting calculators on my site.

Contact Us

Please feel free to contact us with any questions.

Videos

We have interesting videos for you to watch on my site.

At Summit Financial, our #1 priority is you.

My name is Randy Houghton and I would like to welcome you to my Summit Financial Networks website. Please feel free to explore this site to gain a better understanding of myself and Summit and how we help our clients plan for and address their investment needs.

Summit Financial is an independent firm dedicated to helping our clients preserve and grow their wealth. We are an alternative to the large, proprietary, and often impersonal, brokerage and financial sales institutions that are typical of the financial industry. We offer a variety of financial services, but specialize in estate planning, portfolio management, retirement planning, investment and income strategies, and tax protections.

Choosing the right advisor is one of the most important investment decisions you will make. As a fiduciary, with over 30 years of experience helping my clients pursue their goals, a spotless record with my industry's regulatory agencies, I believe I have the credentials to help you too. I understand that trust is something that must be earned. To do that, I will listen to your needs, develop a sensible plan with creative strategies, and always be accountable to you by letting you know how you're doing relative to the goals and objectives we establish. My goal is to protect and grow your wealth so that you can pursue your lifelong dreams.

I encourage you to explore my web site to learn more about myself, my firm,  and the services I provide. 

My Biography            My Philosophy            Our Services            About Summit

Although U.S. stocks have provided a higher return over the past 20 years, foreign stocks outperformed in seven of those years, including 2025.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

After age 65, retirees can use HSA funds for any purpose without incurring a penalty.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

A new tiered tax rate on the endowments of wealthy colleges and universities could affect spending on financial aid, research, and other college programs.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

As major tech companies, apps, and websites make passkeys their default security option, it’s likely you’ll be prompted to set them up to help secure your accounts.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Estimate the future value of your current savings.

This calculator is designed to help you attach a dollar figure to your life’s work.

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

How Long Will Your Funds Last?

bottom of page
Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck